I met Ashleigh and addressed that I had excess cash in my bank and I wanted to make full use of it but I did not know about where I can go about doing it and I do not want to buy plans unnecessarily. I want to be able to settle my financial planning early so that I do not need to worry about it in future. The advice I received really made me understand more about financial planning. She took the time to clearly explain my investment options and helped me better understand the role of insurance in my overall financial strategy. She is adamant about her passion to help others through good financial planning. Thank you Ashleigh! All in all, I found the experience to be excellent.

i appreciate Desmond for his advice and sharing on financial planning and investment strategy. He always keeps me informed on the latest financial talks, so that i can attend and get the insight on the market situation. During the meetings, he will share with me on how my current funds are doing and the latest market trend. On top of that, we also share personal stock investment with one another. Appreciate the sharing and patience.

I met Angie in a dance class and discovered her involvement in this industry through her social media. I appreciate Angie's gentle approach, which made me comfortable discussing my concerns about adulting with her. She provided valuable advice and considerations based on my current situation, helping me make informed decisions about investing for the future. I look forward to build a lasting relationship with her :)

I met Angie through dance and I am grateful for the chance to learn about the significance of goal setting and the benefits of early investment for a comfortable retirement. Her insights helped me grasp various investment funds and tools that can effectively contribute to achieving my goals. Angie created a supportive environment where I felt at ease sharing my life circumstances and discussing my aspirations freely ☺️👍🏻

Desmond was assigned to me when the previous agent left the company. At that point in time, I had some financial challenges and wanted to terminate my policy. I contacted Desmond and he arranged a meeting to understand my situation better. During the session, Desmond gave me sound financial advice and helped me to find a practical solution that actually helped me tide over the tight period. Furthermore, Desmond did not use any ‘pressure / scare tactics’ but was genuine in trying to help me find a solution. For that, I would like to thank Desmond.

I got to know Desmond through an investing game session more than a year ago while I was still a university student. He is very knowledgeable and well-versed with current affairs and is always able to answer my queries about how ongoing international affairs can affect my investment. He is also very patient during our first few sessions together as I was very sceptical and insecure about investing in general. Desmond never pressured me to start investing with him immediately and helped me review my finances to ensure that my finances remain stable even when setting money aside for investing. Throughout our sessions together, Desmond has provided me with valuable investing advice and helped me understand more about the reasoning behind popular investing tips, such as why it is always advantageous to start investing early. I also got to understand that investing is more than buying and selling stocks, which always daunt me. I sometimes think if I hadn’t known about the various types of investing (be it through Desmond’s sessions or elsewhere) I would never have thought about starting to invest at such an early age. I also greatly appreciate how Desmond always go beyond his duty to show his concern for his clients, even when such issues don’t necessarily concern investing but just our well-being in general. I will definitely recommend Desmond to anyone who want to start investing or simply wish to learn more about investing. Thank you Desmond!

Before we spoke, I was hoping to address Savings & Investments. The advice I received made it possible for me to Nicole took the time to truly understand my financial goals, both short- and long-term, and helped me see the bigger picture when it comes to planning for the future. What I appreciated most was how clearly everything was explained. Investments can feel overwhelming, but she broke down the options in a way that made sense and aligned with my risk tolerance. We reviewed my current savings strategy and identified opportunities to optimize it—without feeling pressured to make changes I wasn’t comfortable with.. All in all, I found the experience to be Excellent.

Desmond is a very patient and detailed advisor. I liked that he came prepared with all his slides and was ready to share about everything he knew. I also really liked that he shared a lot on his own personal investing experience and was very willing to explain different investing jargons to me. Unlike some other sharing sessions I have attended in the past, Desmond made the session comfortable for me because he did not try to hard sell me anything. Furthermore, I felt that it was a very beneficial session with him as he tried to understand my personal goals and needs before trying to tailor the session towards topics that I was more interested in. After the session with Desmond, I was more keen to expand my portfolio past the Singapore market. He gave me a lot of good insights about the overseas market and shared his views on the future market outlook. This also made me more interested to find out more about industries that I had not considered previously.

Desmond is very sincere, approachable and very positive. We have many common topics and will often talk about our personal family ever since he has taken over my family's portfolio from my initial advisor. I remember recently he just strike a conversation saying that I should start investing for my children. And he brought the 6 containers to me one day, saying this is for your children, for them to save up. I was thinking, wow, that is so.. it's a surprise for me. Because that bottle itself is a bit heavy and he bring all the way to Punggol just for me. So I'm really touched and I just find that not only this instance. Even for purchasing like laptop, I will ask him for opinion. Basically, I think, he can tell me about anything and I can tell him about anything. It's that kind of closeness that we have that makes me wanted to continue a personal friendship with him on top of asking him for financial advices.

Desmond is always responsive and professional to his clients. He has helped me on multiple occasions, and I really do appreciate his excellent service, advice, and friendliness. Thank you, Desmond.

Desmond has the surprising ability to bring out the best in people. As a mentor, he inspires and motivates me past my own capabilities and allowed me to identify the skillsets that I never knew I had. His patience and understanding far exceeds expectations and I am honoured and blessed to have him by my side through my career journey. His advice and guidance developed my roots and foundations in this industry, and I could not have done it without him.

It all started with a simple chat between us on financial goals and the importance of planning for our future, and one thing led to another. Desmond always listens patiently and gets me excited with the many ways that my money can grow without me working hard for it whenever we meet up. He is not only well-versed in the various products he has to offer but would also source around for the best offer from other companies that caters to my needs. He is honest in dealings with others, I never worry about being on the losing end. He aligns it with my current goals regularly and would recommend products which are apt for me. It is all thanks to him that my future is well-nested.

Great explanation! Comprehensive service introduction.

I get know Demond from my friend and it was help on my investment. He has well knowledge about his job and good customer service... All the questions we ask he was able to respond promptly.

I got to know Desmond when we were in school. Shortly after he joined IAM, I noticed a vast change in terms of his knowledge in investments and understanding of finance. It felt like he had many years of experience under his belt while comparing to my other advisors. He was competent in his sharing, and I engaged him instantly. He has been providing me great guidance and is very open with sharing his investment tips. I feel that his passion to learn and share his knowledge freely is why I worked with him. Desmond has always been a very trustworthy friend and reliable person. He always backs up his analysis with facts and justification before suggesting an option. I have seen his efforts in keeping himself relevant to the markets constantly. I highly encourage you to meet up with him!

I've met a lot of investment mentor / agents, and Desmond by far is the most qualified and knowledgeable in this field. I appreciate his time and effort explaining things that I don't really understand. He also gives suggestions and guide on how market flows. Meaning, he doesn’t only do his job just for his own sake or benefit, but for his clients as well. So, it's a win-win situation when you deal with him. Very responsive and well equipped whenever I ask him random queries. He has a positive attitude in terms of investing. He's highly recommended if anyone out there is looking for the best agent in town!

I got to know Desmond through my brother who also engaged him for his services. He is very knowledgeable and patient towards people who do not understand much about financial or insurance. He goes out of his way to help and meet me at late hours. I would definitely recommend him to anyone I know and also to help promote him as my one and only financial advisor. Job well done and keep up the good work!

I know Desmond through a focus group. He is very friendly and patient in explaining the financial terms. I appreciate that he tried and took effort to simplify the investment jargons. He is confident and knowledgeable and share many informative insights.

I appreciate that Desmond have always been very patient with breaking down financial jargon for me. He has helped me save money by recommending me a more cost-efficient plan with better coverage. I also appreciated that he is not pushy at all :)

Desmond is really reliable and helpful. He has given me many valuable advices and taught me many things related to investment and managing my wealth. I got to know him through my parents and I realised he is earnest and honest about the work he does. This makes me feel at ease. Before knowing Desmond, I was not aware of all these investments stuffs and what to do with my savings. He has helped me to better manage and understand the possibility of growing and saving. Whenever I get to know someone is interested in investments and such, I would always refer them to Desmond first hand because I know they will be in safe hands. Thank you Desmond!

I was recommended to a focus group meeting, the talk was insightful and invoked a lot of thought which was followed up by another meeting with the speaker. Very clear explanations, very informative, and very helpful.

Desmond is very knowledgeable, and he had shared many interesting insights about the future market. It really gave a wonderful overview of the market and how we should invest to leverage on them. I never knew how big moves from important people/ company would affect downstream market (e.g. US movement on clean energy affecting the world mining industry). Desmond was not only able to help me understand the bigger picture as a whole, but also advise on the best strategy to invest in the current market trend.

Desmond Lim was recommended to me by a common friend. He did a great job in giving me qualitative financial advice. He is confident, friendly, and very knowledgeable in his field. He is willing to go the extra mile to provide me with financial classes, which I truly appreciate. I would definitely recommend Desmond to my peers!

Desmond helped me kick off my investing journey at a young age and gave me clarity of what I want to achieve in the long term. He is a great advisor who genuinely thinks for his client and is someone who wants to help others to make the best out of their money. He also goes out of the way to explain other adulting issues like cash flows and future housing commitments that younger people may face in the future. I am really thankful for Desmond and I would recommend others to approach him for some genuine financial advice!

I was a beginner and know nothing about investment. Desmond guided me through some of the basics and insights on investing. He also explained clearly and gave some suggestions to me on how to improve my current investments.

I have got to learn that if not able to insure yourself, then I have to self-insure in order to protect myself. I have never thought of working out this way, hence I am really thankful to Desmond for advising me that, enabling myself to think out of box. Thank you Desmond!

I got to know Desmond through an online. I was very pleased with his sharing. It was filled with insights that I have overlooked. Looking at the success he had with his clients and understanding deeper his investment portfolio strategies was really an eye opener. I appreciate him taking the time to meet me via Zoom and sharing his knowledge with me. Other than looking at the investment portfolios, Desmond went the extra mile to show facts and figures to solidify his stand on his insights. There was no hard selling but if there is one thing for sure, I was glad that he shared willingly, and I look forward to engaging him in the future. Thanks Desmond!

I have known Desmond for close to 2 years. Desmond has been managing my investment plans since I got to know him thru my secondary school friend. During each meeting, he has given me a lot of insights regarding financial related matters. He has assisted me in understanding what I am going into for my investment. Desmond has given excellent financial advice. During my few encounters with him, he has shown that he is a great friend and has always given his best to serve his client. As his client, I felt comfortable working with him and having my funds managed by him. Desmond is definitely not the pushy salesman type. He helps you understand the best financial outcomes and let you decide what you are most comfortable with.

The session with Desmond was really chill and informative. Desmond really cut to the chase and wasted no time in explaining his investment strategy instead of bringing me through why investing is important while others I’ve talked to still found it necessary to go through their slides which wasted my time. I’ve learnt that commodities are also another way I can hedge my portfolio.

I commend Desmond's professionalism to clients commitment. I appreciate his time to explain and answers all concerns extensively.

Desmond has been my advisor for a few years now, and I still remember the first impression he left on me. Enthusiastic, friendly, and well-prepared to cater to my requests. Throughout the past few years, he's been nothing but helpful and responsive, which is something I really appreciate. Although I'm very wet behind the ears with finance and its related topics, Desmond has taught me a lot, much more so than I would have ever learnt on my own. To be specific, I've always seen investment as this 'big-risk-big-gain' kind of game, but he has shown me that it is far more flexible than I thought. You can start with anything, no matter how small, and adjust the rate of growth to what you can manage. I'd readily recommend him to anyone looking to grow their wealth, or even simply a deep-seated interest in finance.

I really appreciate Desmond's great help! I understand my case must cost much of his time and energy! I would also like to thank Desmond for teaching me more about investment, without his help I would definitely still be lost.

I met Desmond 1.5 years ago when my existing financial consultant left. I found Desmond to be sincere and very professional in his job. He always give us good suggestions on how to grow your nest eggs. I would recommend Desmond to anyone who wanted to have a piece of good advice on financial management.

What I like about Desmond is his session was informative but simplified. Throughout the coaching, he catered to my current financial and socio-economic circumstances and what I need. His personal stories and sharing of his own investments portfolio really helped and this might be the difference from other sharing's. I can witness when he started, how much he put in etc. So its very transparent. I walk away with the knowledge that investment is not all about risky trading, putting in thousands in deposit and 'go big or go home' but you can also do small and conservative investments as well that is tailored to your personal circumstances. That way, I walk away more confident that I can definitely start my investment sometime later this year to save for my future.

From the session with Desmond, I have learned a lot and acquire knowledge on the following market trends on Unit trust and ETFs. Desmond showed a lot of knowledge regarding those topics and how we can take advantage of it to increase our wealth. The session was really beneficial for me as I am still young and are trying to get into investment. Although it would rather require a more stable income for me to get into it, Desmond briefed me about what are the choices that maybe suitable if I starts early and how the "snowball effect" can build up over the years.

Leading up to our meeting, I wanted guidance on saving for my first home, exploring passive income opportunities, and planning for retirement. The advice I received gave me a much clearer understanding of my financial health and the investment options available to help me reach my goals. Overall, the experience was excellent, and I left feeling more confident and prepared for the future.

Angie actually started out as my dance instructor. But even as she's made this change in her career. She's demonstrated that same desire to see the client benefit from whatever she has to teach. Personally, I have already started investing and have had my own financial plans in place, but even in the brief conversation I had with her, she's taught me some new things as well. I felt very at ease while she was sharing and never felt pressured to do anything. She demonstrates knowledge in what she does and a keen understanding of the current market as well.

Angie was very warm and engaging throughout the session. She presented the information clearly and made it easy to understand, plus she was never pushy or aggressive about signing on the spot.

Angie, who used to be my dance instructor but now she advises me, stands out for her knack for genuine conversation. Unlike the usual sales folks, she's all about genuine chats, not just pushing for sales. She helps me set financial goals that fit my stage of life, tackling my worries along the way. Look for advisers like Angie who cares about solving your problems and saving your money, not just boosting their own earnings. Thank you!

Can't say enough good things about Angie! She's amazing at making you feel comfortable during meetings. My risk appetite is pretty high , and Angie nailed it with suggestions on how to tweak my portfolio accordingly. One thing I really appreciated was that Angie wasn't pushy or solely focused on closing the deal. Initially, I considered investing a larger sum, but after a thorough discussion with Angie and examining my cash flow with various tools, she crafted a plan that was better aligned with my budget and goals. Wouldn't hesitate to recommend her to my friends!

Angie is always full of energy and makes an effort to fully understand your whole situation and goals before coming up with fit for purpose proposals. She was sincere and honest during the conversation and was willing to help find out more about the technical concepts about the product. She also walks the talk through personally investing in products that she believes in. Overall, I would recommend Angie to anyone looking to learn more about financial planning and guidance!

My experience with Angie is that she is really patient and detail-oriented, willing to guide you through the intricacies of policy step by step and provide straightforward examples. With limited knowledge of investment markets, she was able to help me gain much clarity! What I've learnt from her is the importance of initiating our investment journey as early as possible. Starting early enables us to leverage the time we have and work towards our retirement goals. This approach not only sets us up for the kind of lifestyle we desire in the future but also ensures financial security. I highly recommend Angie if you're seeking a trustworthy and dependable adviser to kickstart your insurance/ investment journey.

Angie introduced a solution for my daughter's retirement to ensure that her retirement funds are sufficient. She was very clear in explaining which funds would be best suited for my daughter's risk assessment and the projected returns base on how much money is invested. I would recommend her to friends who are interested in growing their wealth.

Angie was great at bringing up the topic of retirement and investment for my future and shared how I can realise them by visualising them. She was attentive and gave me various ideas and guidance on what to consider for my future plans. It was comfortable sharing and felt she was genuine. I got my insurance coverage from Angie previously and will definitely recommend her if you're looking for investment and or retirement goals.

For me, I felt that Vinlinda's sharing was more on educative rather than anywhere near hard selling. Her sharing was more of prioritizing what my needs and wants are. She showed me how things can be customized and tailored to my preferences. I have also gained new knowledge and experiences that I wouldn't have known if I have not met up with her for appointment. In conclusion, I definitely will recommend her to be the advisor of choice if one is to look for any financial advices on planning out any life events!

Super knowledgeable FA. Understood easily with her explanations and I super enjoyed our engagement, very comfortable thats why I buy from her. Buying insurance needs a good bond too. Will definitely recommend.

I have known Vinlinda from my partner. The meeting we had was quite beneficial as Vinlinda has did a holistic planning for both my partner and I. Her sharing was helpful in showing us how investments actually work where we did not have much knowledge on beforehand. If anyone want to start investing or seek financial advices, I will strongly recommend her!

Vinlinda taught me about the importance of aligning my financial goals with the right policies. She helped me see the bigger picture and understand how each plays a role in securing my finances. I chose to engage with her over otherse for her clear communication, patient demeanor and thorough understanding of the financial landscape. She does not push productrs but genuinely cared about finding the best solutions tailored to my needs and concerns. With her help, my family is now protected in the long term and smart investments for the future is made possible. Her session gave me clarity and peace of mind which I truly appreciate. Her ability to break down complex financial information and provide personalized advices is invaluable. Engaging with her has been one of the best decisions I have made for my financial well-being! To anyone looking for any financial-related assitance, I will say do not hesitate to look for Vinlinda!

Vinlinda was referred to me when I was looking for a hoslitic financial review on my financial plannings. She was really helpful in looking through my existing coverage to see if I have gotten sufficient coverage for my needs and concerns. Also, she have showed me a different way on how investments can be done, achieving more effective results than any others. Her session is insightful and helpful, more focused on my needs and wants. Then, she comes up with a personalized solution tailored to my needs. Overall, I will definitely recommend her to anyone who are seeking for financial advices or planning!

Leading up to our meeting, I was hoping to address Not sure if estate planning is necessary for my parents. Great understanding of how to go about it. All in all, I found the experience to be Excellent.

Keen to gain more knowledge on estate planning. Need to start planning on estate planning. All in all, I found the experience to be Excellent.

Before we had this conversation, I was hoping to address Will writing, estate planning. Sharing by the lawyer provided insights and interesting case studies to relate to. All in all, I found the experience to be Excellent.

Before I received your guidance, I was hoping to address property disputes. The talk is very useful. All in all, I found the experience to be Excellent.

Before we had this conversation, I am not very sure how to assign the percentage to parents, spouse and young kid. I gain more knowledge with regards to property and will planning. All in all, I found the experience to be Excellent.

Before we spoke, I was hoping to address Wills execution. The advice I received made it possible for me to be super informative. All in all, I found the experience to be Very Good.

Leading up to our meeting, I was hoping to address general knowledge and insights about wills.. The advice I received made it possible for me to have more knowledge and it is a very good thing. Examples cited are very practical. Thank you.. All in all, I found the experience to be Excellent.

Leading up to our meeting, I was hoping to address the issue on how to do a proper will writing and estate planning management. The advice I received made it possible for me to better understand more about the process of will writing and how estate planning can mitigate disputes. All in all, I found the experience to be Excellent. Thank you Ashleigh for the invite.

No concern before joining the session. I just wanted to know more to ensure that my current plans are good. The sharing and case studies were excellent. All in all, I found the experience to be excellent. Thank you Angie for the invite.

Before our discussion, I was hoping to address the issue on how to ask parents to set up their will when they're still mentally sound? The advice I received pointed out that there is a possible solution to resolve this. Thanks! All in all, I found the experience to be Excellent. Thank you Pei Han for the invite.

Before attending the session, I do not understand how to do my estate planning or write a will.. The advice I received made it possible for me to understand the importance of engaging a professional to do the right thing, and this applies to insurance or cpf arrangements too. All in all, I found the experience to be Excellent.

Before we had this conversation, I was hoping to address my concern of whether I was managing or investing my finances in the best way at my current point in life. The advice I received from Ean Qi offered me the reassurance I needed and provided me with an idea of how to manage and invest my finances more effectively. All in all, I found the experience to be excellent.